10
May
2016
0

Types of travel insurance policies

With spring and summer just around the corner, many consumers are beginning to plan for their holidays. This naturally includes securing adequate travel insurance. Knowing what types of policy are available will assist in deciding on the right type of cover.

To begin with, different policies cover different aspects of travel. Most will include one or more of the following:

Baggage Cover

Cancellation Cover

Complete Holiday Protection

Medical Protection

Supplier Failure Protection

Repatriation

Volcanic Ash Protection

The number of trips, length of stay and expected length of time before departure may also make a difference. Policies are, for example, available to cover:

Single Trips

Annual Multi Trips

One Way Trips

Last Minute Travel

Short or Long Stay Travel

Exclusive Deals

In addition, policies vary according to destinations, covering, for instance:

UK/ US Travel (obviously depending on home location)

Specific Locations (like the Health Insurance Card required in Europe, for instance)

Worldwide Travel

The number of people to be included, age ranges and health related conditions also generate a multitude of possible policies, including those covering:

Individuals

Couples

Families

Groups

Children travelling alone

Under 16s

Under 18s

Pensioners

Over 65s

Over 70s