7
May
2016
0

Travel Insurance Rental Car Damage Coverage Limitations

Rental car damage insurance cover included in travel insurance policies can protect you if you have an accident driving a rental vehicle car while on your trip.

Renting a car and touring a country is a great way to really get to know a country. You can go wherever you want to go, whenever you want to go without having to rely on public transportation. However, driving in a foreign country poses even more hazards than driving at home simply because driving conditions vary greatly from country to country depending on the road conditions and the level of driving skill and courtesy exhibited by the drivers in the country in which you intend to drive. If your own car insurance policy will not cover you while driving abroad, you face the choice of having no insurance, buying the car rental company’s insurance, or relying on the coverage contained in your travel nsurance policy.

When you rent a vehicle, the car rental agency will give you the option of buying their collision insurance. Because they have a captive market and are not concerned about repeat business from you, you can be assured that you are not going to be given a variety of quotes and a bargain price on that collision coverage. That’s where the rental car damage cover that is included in a good online travel insurance policy can help you save more than a few dollars on excellent coverage.

It is important to note that rental car damage cover is related to collision only. Liability is a separate issue and you should buy that cover from the car rental agency, unless your own car insurance policy covers you for rental car damage when you are abroad. Of course, that is something you should verify before leaving home.

Did you know that you can get free online travel insurance quotes for insurance coverage? Go to our Online Travel Insurance Companies page and compare rental car damage insurance contained in policies offered by reliable online travel insurance companies. Find out what limits exist. Get quotes, compare quotes and policies, make the best decision you can and get the coverage you need.

Having adequate cover will not prevent you from having a car accident, but it will minimize the negative effects! It’s good to have the freedom to be able drive and enjoy the sights abroad confident in the knowledge that you are not taking any unnecessary risks. As a wise man once said about something else: don’t leave home without it!