Provide some compensation if you are a victim of a terrorist act while working in a high-risk area or in a war zone.
Terrorism insurance coverage is designed to provide some protection in the event that you become a victim of a terrorist act while working in a high-risk area or in a war zone. Many companies offer terrorism coverage as part of their travel insurance policies. Other companies do not offer terrorism coverage at all.
Some terrorism risk coverage is available at a minimum premium of $500 with some companies. Of course, premiums will vary from company to company and from policy to policy. In addition, what is covered, limits and exclusions will also differ depending on the company and the policy.
These policies provide the same general coverage as do ordinary travel insurance policies such as life, health, disability and accident insurance while you are traveling or residing overseas. However, they also cover you for war, undeclared war, terrorist acts, and political unrest, unlike most policies, which typically exclude war, undeclared war, terrorist acts, and political unrest. Some insurance policies also include nuclear, biological and chemical coverage, as well as accidental death and dismemberment cover.
If you are a journalist, an independent contractor working for your government in a high-risk area, a United Nations worker, or you for a relief organization, a missionary group or in the oil services industry or technology industry, then you should consider coverage for the terrorism. The most convenient source of information is online.
To find excellent but cheap online terrorism risk coverage, get price quotes, compare the policies and the quotes, and purchase the best travel insurance policy for your needs, visit the reliable online travel insurance companies listed on our Online Travel Insurance Companies pages.