Student group travel insurance is designed to protect participants, parents and group leaders while they are involved in one of life’s great adventures.
Nothing is more exciting for students than to plan, prepare for and finally embark on what, for many, is the trip of a lifetime–a trip with fellow students and their teachers to an exotic destination. For most students and their families, the trip is the result of considerable sacrifice in terms of time and money.
This investment needs protection against cancellation, delay, interruption, and medical emergencies. In addition, group leaders need liability protection, so that their financial futures are not jeopardized.
Group travel insurance provides travel insurance cover for groups of students traveling together. They also provide liability coverage for leaders. The size of the group insured varies from company to company as do the provisions of their group travel insurance policies.
This type of insurance is usually comprehensive and provides the following types of coverage: emergency medical treatment costs, emergency medical evacuation and repatriation, emergency dental care, trip cancellation and interruption, travel delay, baggage loss, rental car damage and legal expenses. These policies usually have a 24-hour toll-free hotline which you can call for advice and assistance in an emergency. In addition, good group travel insurance policies also include liability coverage and coverage for the travel costs of replacement group leaders if original leaders are unable to continue leading their groups.
Different companies and student group travel insurance policies have their own liability, cancellation limits, interruption and delay restrictions, as well as pre-existing medical condition exclusions, so you should examine them carefully. It is also important to shop around to get the best value for your money. Cheap travel insurance is not always the best, nor is the most expensive always the most appropriate.
To get more information, compare policies and/or get a quote on the best student group travel insurance for you, visit MultiNational Underwriters which is one of the reliable online providers listed on our Online Travel Insurance Companies pages.
If you are looking for budget-minded airfare, you’ll want to check out Economy Travel because they have group pricing.