Trying to find out how to do a free car insurance check? One can say that United Kingdom must be one of the most advanced countries in the world. In terms of insurance systems, UK offers an integrated system, not just of acquiring insurance but also of maintaining them.
In UK one can easily find out the recommended car insurance monthly premiums by checking the make of one’s car in the website of Thatcham’s Research, using the car insurance groups. If your car is already insured and you want to find out the status of your car, you can take advantage of free car insurance check by visiting the Motor Insurance Database of Driver and Vehicle Licensing Agency (DVLA).
What is the Motor Insurance Database (MID)?
In UK, all insured vehicles of various types are recorded in the MID or Motor Insurance Database. Every hour, the system that controls the database is updated 10,000 times. MID is the most important tool that is being used by the government to make sure that all the vehicles running on the British roads are insured in accordance to the British motor insurance law. The MID is being used actively not just by the Driver and Vehicle Licensing Agency (DVLA), but also by the police department.
How is MID being used?
The DVLA and the police are the frequent users of the MID. Using the technology called ANPR, or Automatic Number Plate Recognition, which is linked to the MID, police are able to track down drivers on the road who are carrying vehicles that are uninsured. With this system, an average of more than 500 uninsured vehicles are being confiscated, and at least 1 person for every three minutes are being convicted for driving without insurance.
How to conduct a free car insurance check?
There are two reasons to check the Motor Insurance Database. First, if you want to find out whether you are updated in your insurance or not. Second, is when you want to check the insurance of others, especially when they are involved in vehicular accident that either affects you or not. With the second reason, you can search the status of other people’s insurance by having an account with the MID. At £3.75, you can search other’s information by entering the information of the accident. If the information entered is confirmed, you can then submit your claim. The system also offers yearly subscription to MID at£150. This is usually available for organizations who want to allow their members to search for other people’s vehicle when they encounter accidents.