If you like to travel without a definite plan and leave yourself open to whatever each day brings you, then you might be in the market for backpacker travel insurance. This insurance provides insurance protection for the solo traveler who may not follow a set itinerary because he or she prefers to explore off the beaten track or wants to take advantage of unexpected opportunities to see and experience whatever the country they are in offers them.
However, like other travellers, you are subject to the risks of travelling: health problems, medical emergencies, baggage loss, trip delay, trip interruption and trip cancellation and more.
Backpacker insurance offers the following kinds of coverage: emergency medical treatment costs, emergency medical evacuation and repatriation, emergency dental care, trip cancellation and interruption, travel delay, baggage loss, rental car damage and legal expenses. These policies usually have a 24-hour toll-free hotline which you can call for advice and assistance in an emergency.
Different companies and backpacker travel insurance policies have their own limits and exclusions, so it’s important that you examine them carefully.
To get more information, compare policies (check out baggage loss, trip cancellation, interruption and delay clauses) and/or get a quote on the best backpacker or backpacker travel insurance for you check out some of the reliable online providers listed on our Online Travel Insurance Companies pages.