Annual travel insurance or multi-trip travel insurance is designed for people who make several trips in one year. It is renewable annually, similar to your house and car insurance.
Annual travel insurance covers you for: emergency medical treatment costs, emergency medical evacuation and repatriation, emergency dental care, trip cancellation and interruption, travel delay, baggage loss, rental car damage and legal expenses. These policies usually have a 24-hour toll-free hotline which you can call for advice and assistance in an emergency.
Different companies and travel health insurance policies have their own limits and exclusions , so it’s important that you examine them carefully. You can find information about limits on baggage loss, evacuation and repatriation, as well as pre-existing medical condition exclusions, and more, elsewhere on this website.
To compare the trip cancellation, interruption and delay clauses (and much more) of annual or multi-trip travel medical insurance policies, get quotes from reliable online travel health insurance companies and purchase the right policy for you, visit the excellent online travel insurance companies listed on our Online Travel Insurance Companies pages.